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JULO co-founder

Victor Darmadi and JULO

He co-founded the digital lender with Adrianus Hitijahubessy and Hans Sebastian.

Victor Darmadi is a co-founder of JULO, a fintech company based in Jakarta that offers digital lending and credit scoring. Adrianus Hitijahubessy is its CEO, and Hans Sebastian is the third co-founder.

JULO's first outside money was a seed round led by Skystar Capital, with East Ventures. In 2022 it raised an $80 million Series B from Credit Saison.

In July 2026 JULO raised $5 million from its existing investors. The company competes in Indonesia's crowded digital lending market.

Read the full JULO founder story

What is Victor Darmadi's role at JULO?

Victor Darmadi is a co-founder of JULO, the Jakarta digital lending and credit scoring company. The other co-founders are Adrianus Hitijahubessy and Hans Sebastian.

What does JULO do?

JULO is an Indonesian fintech company that provides digital lending and credit scoring.

How has JULO been funded?

JULO raised a seed round led by Skystar Capital with East Ventures. In 2022 it closed an $80 million Series B from Credit Saison. In July 2026 it raised $5 million from existing investors.

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