Perfios co-founder

Debasish Chakraborty: co-founder role at Perfios

A software engineer who co-founded a lender-tech company in 2008.

Debasish Chakraborty is a co-founder of Perfios. The company was founded in 2008 in Bengaluru. It builds software that helps banks and lenders read bank statements, check fraud and decide on credit.

Before Perfios he worked in software engineering. Profiles list compiler optimisation work at Wipro and later work on frameworks and application servers at Aztec. Aztecsoft, co-founded by V.R. Govindarajan, was later sold to MindTree.

Perfios took a long time to reach profit. Its first profit came in FY23, at Rs 7.8 crore, after about 15 years. In 2022 it bought Karza Technologies and FintechLabs, and Sabyasachi Goswami became CEO.

In 2024 Perfios raised $80 million from Teachers' Venture Growth at a valuation above $1 billion, which made it a unicorn. In 2025 it bought Clari5, CreditNirvana and IHX.

Read the full Perfios founder story

Who is Debasish Chakraborty?

Debasish Chakraborty is a co-founder of Perfios, the Bengaluru fintech that sells bank statement analysis, credit underwriting and fraud tools to lenders. He started it in 2008 with V.R. Govindarajan.

When was Perfios founded and who started it?

Perfios was founded in 2008 in Bengaluru. Govindarajan is the executive chairman. Chakraborty is listed as a co-founder, and Kunnath Santhosh is also named among the founders.

What did Debasish Chakraborty do before Perfios?

He worked in software before Perfios, including compiler work at Wipro and application frameworks at Aztec. Govindarajan had co-founded Aztecsoft, which was sold to MindTree before Perfios began.